Emporium

Emporium

3010 Gaylord Parkway, Frisco, TX 75034

https://emporiumtpo.com/

Internal Reviews

(1 review)

Total loans closed with Loan Factory
17,923

Total loans closed with Loan Factory (past 12 months)
14,516

Lender overview

Basic information

N/A

Emporium TPO LLC ISAOA/ATIMA P.O. Box 7050 Troy, MI 48007-7050

Emporium TPO LLC ISAOA/ATIMA P.O. Box 7050 Troy, MI 48007-7050

Lock policies & Fees

Lock Policies

We will allow up to 30 days in extensions, past that requires an exception.

Re-locks on loans that have been expired for up to 30 days are subject to worst case
pricing and 0.250 re-lock fee. Any prior costs or fees will carry over to the new lock
(extensions, etc.).

No

Lender's niche & Overlays

DSCR Loans:  We accept investors that are currently renting.

Self-Employed or Wage Earner with Unscheduled Income?

We are halfway through the year and are so thankful for our brokers! We are passionate about Non-QM loans and working with brokers to find the best loan for your clients!

Whether a client is self-employed or a full-time wage earner, our Full Doc program helps those who may have different methods of income not considered under traditional mortgage guidelines.

Unscheduled income is eligible under our Full Doc program! We accept brokers with clients who work seasonally, overtime or have bonuses.

Unscheduled Income Accepted*
Bonus
Holiday/Seasonal
Overtime
Commission
Non-taxable Income
and more!


WY is for Business Purpose Loans only.



Lender turn time

3

1

1

Review - Emporium

5

1 reviews

5

4

3

2

1

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