Portfolio Highlights

• 1 year tax return full doc
• The best bank statement programs in the industry
• 12 or 24 months personal or business statements
• NO CPA letter!
• NO PNL!
• 10-15% expense ratios allowed with LOE from the borrower
• We will calculate your qualifying income, send bank statements for review   ahead of submission!
• Interest Only to 85%!
• 1X30 mortgage late in last 12 mos OK
• DTI to 50% and we allow paying debts off to qualify
• Departing residence liability eliminated when leased or listed on MLS
• 1 appraisal to 1.5M
• Foreign National Loans to 80%, 75% as DSCR loan, no US credit required.
• Non-Permanent with Visa type: B, L, E, H, F
• ITIN to 85% Non FTHB with US Credit
• Wage earner to self-employed
• Vesting in Entities, Trusts
• 420 friendly, Cannabis income allowed
• LTV’s to 85% (even NWC and NOO) NO MI
• 40 year Interest only to 80%
• Non-Owner Gifts OK
• DSCR loans with great pricing, short term income allowed
• Asset Depletion / 120 mos, easy calculation. 
• Condo-tel and TIC Occupancy
• Cash out for reserves and even AD cash out
• Product Overview Page here:  Product Offering!

What differentiates us, in addition to above….

• Empowering loan officers with pricing engine here:  Quickpricer!
• Efficient operations
• Communicate with decision makers
• Pre-Flight submission process eliminates doubt
• Experienced AE to partner with!